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8 in 10 people ‘in the dark’ about pension savings

Most pension savers are unsure if they are saving enough to afford the lifestyle they want in retirement, research from the Pensions and Lifetime Savings Association (PLSA) shows.

A survey of 1,500 UK adults found that 80% have no idea if they're saving the right amount for retirement.

In addition, just over half (51%) wrongly think the government's minimum contribution level for auto-enrolment is the recommended pension savings level.

Auto-enrolment requires employers and employees to make a combined pension contribution of at least 5% of the employee's earnings in 2018/19, rising to 8% in April 2019.

While this helps provide a minimum amount of savings to live on, it is below the ideal amount for savers who want to maintain a comfortable lifestyle in retirement.

The PLSA has recommended introducing retirement income targets for savers in the UK, a measure which 74% of people say would make their retirement planning easier.

Nigel Peaple, director of policy and research at the PLSA, said:

"With future generations unlikely to have the same levels of property wealth, or final salary pensions, as current retirees do, it's vital more is done to ensure people can cover the costs of later life."

We can help you plan for a comfortable retirement.

Why Clients Choose Easy Accountancy

Easy Accountancy offers a low cost, fixed fee accountancy package with all clients receiving their own dedicated, friendly, approachable accountant.

All of our accountants specialise in providing accountancy services to the self-employed, freelancers, sole traders, small to medium sized limited companies and private individuals. All accountants are employees of Easy Accountancy and we never outsource or offshore work.

Our low cost, all-inclusive fixed-fee accountancy service includes unlimited access to your own dedicated accountant throughout the year and covers all your business and personal tax affairs needs.

All our accountancy services include:
  - Unlimited access to your accountant
  - Ongoing advice on how to manage your business
  - Proactive tax advice throughout the year
  - Updates and reminders so you'll never miss a deadline
  - Free bookkeeping software

As a sole trader our fees start at just £60 + VAT a month, for this you receive the above plus:
  - Completion of your Self-Assessment tax return
  - Advice on how much Income Tax to pay
  - Guidance on National Insurance contributions

As a limited company our fixed fee packages are bespoke to your needs, however typically you’ll receive the above, plus:
  - Completion of your year end accounts*
  - Completion and submission of your annual return Companies House
  - The director/s Self Assessment tax return
  - Payroll bureau
  - Dividends and corporation tax computations

We’ve saved our clients up to half on their accountancy bills – if you’d like a quote, click on the quote me button to the right of this page. Alternatively, call us on 01442 275767 or email

*If you would like us to complete your company year end accounts we simply ask that you have been a client of Easy Accountancy for one year or have made 12 monthly payments.