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Generation X owners cite business fears

More than a third (36%) of Generation X business owners (those between 31 and 50 years old) believe cashflow problems will have an adverse effect on their growth plans in the next 12 months.

Out of 400 business owners surveyed by Lloyds Bank, 31% fear increased competition and managing family commitments will affect their plans for growth.

26% expect the challenge of Brexit to impact on their business, compared to 18% of Millennials and 16% of Baby Boomers.

Further findings:

  • Generation X business owners are least likely to prepare for the worst-case scenario, with 61% having no exit plan in place
  • those who do have a plan in place, 14% are more likely to close their business, sell to a competitor (5%) or sell their contact list (5%).

Jo Harris, managing director at Lloyds Bank, said:

“Generation X entrepreneurs are ambitious and have strong growth expectations for the future of their businesses.

“However, in practice, we know that many find it a real struggle to manage their work/life balance and even more regard it as a barrier to growth. 

“Business owners are not alone and a range of support is available, including mentoring, which can help to make lasting changes to get a better work/life balance and deal with other challenges they face.”

Contact us today to discuss your business.

Why Clients Choose Easy Accountancy

Easy Accountancy offers a low cost, fixed fee accountancy package with all clients receiving their own dedicated, friendly, approachable accountant.

All of our accountants specialise in providing accountancy services to the self-employed, freelancers, sole traders, small to medium sized limited companies and private individuals. All accountants are employees of Easy Accountancy and we never outsource or offshore work.

Our low cost, all-inclusive fixed-fee accountancy service includes unlimited access to your own dedicated accountant throughout the year and covers all your business and personal tax affairs needs.

All our accountancy services include:
  - Unlimited access to your accountant
  - Ongoing advice on how to manage your business
  - Proactive tax advice throughout the year
  - Updates and reminders so you'll never miss a deadline
  - Free bookkeeping software

As a sole trader our fees start at just £60 + VAT a month, for this you receive the above plus:
  - Completion of your Self-Assessment tax return
  - Advice on how much Income Tax to pay
  - Guidance on National Insurance contributions

As a limited company our fixed fee packages are bespoke to your needs, however typically you’ll receive the above, plus:
  - Completion of your year end accounts*
  - Completion and submission of your annual return Companies House
  - The director/s Self Assessment tax return
  - Payroll bureau
  - Dividends and corporation tax computations

We’ve saved our clients up to half on their accountancy bills – if you’d like a quote, click on the quote me button to the right of this page. Alternatively, call us on 01442 275767 or email

*If you would like us to complete your company year end accounts we simply ask that you have been a client of Easy Accountancy for one year or have made 12 monthly payments.