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Most workers favour flexible retirement

The majority of people working in the UK would prefer to take a flexible approach to retirement, rather than stopping work at state pension age.

Research by Aegon found that 61% of UK workers expect to make some kind of transition to retirement, whether that's working past their state pension age or switching to part-time work.

Most respondents see continuing to work longer as a way to keep mentally and physically active (62%), while others plan to do so because they enjoy their work (39%).

Many people have been able to supplement this transition into retirement by making use of pension freedoms.

These allow anyone aged 55 or over to withdraw from their pension pot as they choose, with the first 25% tax-free and the rest taxed at their income tax rate.

HMRC statistics have revealed that since the freedoms were introduced in April 2015, 3.7 million withdrawals have been made from pension pots, amounting to a total of £17.45 billion.

The number of people making these withdrawals has increased over time, from 84,000 in Q2 2015 to 264,000 in Q2 2018.

Steven Cameron, pensions director at Aegon, said:

"Many people are choosing to keep working and earning, perhaps by cutting back their hours gradually, even once they've started taking their pension.

"The government's introduction of pension freedoms and banning employers from having a fixed retirement age has made it easier for more people to choose to work past traditional retirement ages."

We can help plan your retirement strategy.

Why Clients Choose Easy Accountancy

Easy Accountancy offers a low cost, fixed fee accountancy package with all clients receiving their own dedicated, friendly, approachable accountant.

All of our accountants specialise in providing accountancy services to the self-employed, freelancers, sole traders, small to medium sized limited companies and private individuals. All accountants are employees of Easy Accountancy and we never outsource or offshore work.

Our low cost, all-inclusive fixed-fee accountancy service includes unlimited access to your own dedicated accountant throughout the year and covers all your business and personal tax affairs needs.

All our accountancy services include:
  - Unlimited access to your accountant
  - Ongoing advice on how to manage your business
  - Proactive tax advice throughout the year
  - Updates and reminders so you'll never miss a deadline
  - Free bookkeeping software

As a sole trader our fees start at just £60 + VAT a month, for this you receive the above plus:
  - Completion of your Self-Assessment tax return
  - Advice on how much Income Tax to pay
  - Guidance on National Insurance contributions

As a limited company our fixed fee packages are bespoke to your needs, however typically you’ll receive the above, plus:
  - Completion of your year end accounts*
  - Completion and submission of your annual return Companies House
  - The director/s Self Assessment tax return
  - Payroll bureau
  - Dividends and corporation tax computations

We’ve saved our clients up to half on their accountancy bills – if you’d like a quote, click on the quote me button to the right of this page. Alternatively, call us on 01442 275767 or email

*If you would like us to complete your company year end accounts we simply ask that you have been a client of Easy Accountancy for one year or have made 12 monthly payments.