Freelancer Mortgage Calculator Asessor

The questions on most new or even experienced contractors and freelancer's minds when it comes to mortgages are:

What size mortgage can I get as a contractor?
How much will the repayments cost?
Is it difficult to get a mortgage as a contractor?
Can I even get a mortgage as a contractor if I don't have years of accounts I can submit?

Most contractors will know somebody or know of somebody who has had a nightmare getting a mortgage.

Well maybe it used to be like that a few years ago, however with the huge number of permanent employees choosing to move to contracting and work through their own limited companies, lenders have had to alter their view of contractors. It is now relatively easy to obtain a mortgage providing you use a competent specialist broker.

At Easy, we looked long and hard to find such a company, our preferred partner is Contractor Mortgages Made Easy (CMME) the UK's leading contractor mortgage broker. Contractor Mortgages Made Easy are eager to prove that you can easily secure the same 'High Street' mortgages as a permie - it's simply a case of making use of the expertise and contacts that they have built up over many years.

Contractor Mortgages Made Easy are directly regulated and authorised by the Financial Services Authority. They are pleased to be able to offer full advice whereas many institutions will now only provide you with an 'information only' service.

They also provide what is referred to as a 'whole of market service', which means they can advise you on and arrange a suitable mortgage from all the lenders and from their entire product range meaning you have more time to focus on contracting.

So back to the first question 'what size mortgage can you get as a contractor?', for ball-park figure as to the loan size that you can aim for, simply enter your contract rate in our mortgage assessor below

For likely monthly repayments for any given interest rate try our Contractor Mortgage Calculator.

Your home may be repossessed if you do not keep up repayments on your mortgage.

If you are looking to take that first step on the ladder, or to remortgage an existing property, then Contractor Mortgages Made Easy will help you find a solution to suit your needs. Whether you want to find out the best rates available or help calculating how much you can borrow based on your contract rate alone, call 0844 44 88 800 or email CMME on easy@contractormortgagesuk.com.

Easy Accountancy

Easy Accountancy is the UK’s only national specialist accountancy firm for freelancers, sole traders and small businesses

If you’ve just started out as a freelancer or run a small business, you’ll definitely need a small accountant and there are plenty of options out there! However, most accountants will charge you every time you get in touch with them; for every phone call, email or meeting.

We don’t want our clients to be scared to contact us and potentially lose out on valuable tax saving advice. It's even more important when you first start out as you really need to set your business up in the best way possible. As a start up you’ll probably have loads of questions and will really appreciate the fact you can call your accountant as many times as you like without the fear of racking up large bills.

Our low cost, all-inclusive fixed-fee accountancy service includes unlimited access to your own accountant throughout the year, so you never need to worry about picking up the phone and then receiving a bill afterwards for the privilege, and covers all your business and personal tax affairs needs. All clients additionally receive:

Help to run your business in the most tax efficient way possible
Help so you can understand the taxes you need to pay
Advice on the best ways to manage your business
Updates and reminders so you'll never miss a deadline
Help to ensure you maximise your tax allowances
Provide proactive tax advice throughout the year

We’ve saved our clients up to half on their accountancy bills – if you’d like a quote, click on the quote me button to the right of this page. Alternatively, call us on 0500 234111 / 01442 275767 or email jessica@easyaccountancy.co.uk

We also have a money-back service guarantee - all of your telephone calls and emails will be answered on the same day, or we will refund your monthly fee (another first within the accountancy world).

To appoint us as your accountants, please fill in our Client Agreement Form online.

If you are a contractor working through a limited company then visit SJD Accountancy (our sister company) who specialise in providing tax advice and accountancy services for Limited Company contractors. You can also keep up to date by following the SJD Accountancy Twitter

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